
Yacht Club Terrace
Preliminary Information – Full Audit Pending
This buildings features were determined from publicly available data, including MLS listings. While we cross-referenced additional data sources, it still likely contains incomplete or inaccurate information, as it has not yet been personally verified.
Once a building has been fully audited, this page will be replaced with an in-depth analysis featuring verified details and photos of every key feature.
Until then, we provide a data‑driven overview that blends statistical analysis of the checkbox selections agents make in MLS with an AI‑powered read of their public remarks—yielding a clearer picture of the building than raw listings alone.
If this building is important to your search, you can help prioritize it for a full audit by requesting one below. To see what a complete report looks like, check out the example full report.
Yacht Club Terrace
Building Overview
Yacht Club Terrace in Kaneohe — wood-frame building (1973) with pool and ocean/mountain views.

About Yacht Club Terrace
Yacht Club Terrace is located in Kaneohe and was built in 1973. The building is wood frame construction. Size and unit count are not provided in the available MLS data.
Key on-site features include a pool, BBQ area, and a resident manager. Units report ocean, mountain, and sunset views. Air conditioning in units is noted as split and window types.
Parking is available with assigned stalls and guest parking. Pets and short-term rentals are not allowed. The management company is listed as unknown in the MLS. Based on MLS data, buyers should verify all information, including fees, exact unit sizes, and management details, with their agent or the listing broker.
Building Features & Data Confidence
All features from MLS data with AI-assisted confidence analysis. Click each category to expand and see details.
No analysis available
The remarks focus on unit features, views, amenities, and location but provide no data about how many units are owner-occupied. Without explicit percentages or qualitative statements about owner occupancy, this value is left unknown.
The remarks describe two-story and single-level townhomes, access from parking, and stairs, but never reference elevators explicitly. Because no listing confirms the presence or absence of elevators or their number, the elevator count remains unknown.
Calculated from the lowest association fee observed across all non-penthouse unit listings for this building.
Calculated from the highest association fee observed across all non-penthouse unit listings for this building.
Calculated from association fees observed in penthouse unit listings for this building.
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Association/maintenance fee fields consistently include common-area electricity (OTCOEX in 20/20 listings). No public remarks suggest a change or separate billing for hallway/elevator/amenity power, so this remains a stable building feature.
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Hot water is uniformly omitted from association fee inclusions, while most listings explicitly note individual water heaters (WTRHTR), implying each unit provides its own hot water. No remarks mention building-supplied or HOA-included hot water, reinforcing that it is not included in maintenance fees.
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Sewer service is consistently shown as included in HOA/association fees (SEWER checked on 20/20 listings). Even though public remarks focus on location and amenities, no listing suggests separate sewer billing, supporting this as a standard included utility.
Water is uniformly listed as included in the association/maintenance fees across all current entries (WATER in 20/20 listings). Public remarks do not contradict this, so water remains a reliably HOA-covered utility for the building.
Numerous listings describe shared grilling facilities, e.g., 'barbecue area', 'BBQ and tropical landscaping in the common areas', and 'clubhouse has heated saltwater pool, picnic tables, and BBQ areas'. With 13/20 current MLS entries checking BBQ and consistent mention across different agents, shared BBQ amenities are clearly part of the project.
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One listing specifically advertises a 'car wash' as part of the community amenities, and several MLS entries check a car wash feature for this building. This consistent combination of checkbox data and explicit mention indicates a shared car wash area is available to residents.
Multiple independent listings mention a clubhouse, such as 'clubhouse for gatherings', 'modern amenities include a heated saltwater pool, clubhouse, BBQ area', and 'club house and pool too'. With universal MLS checkbox usage and consistent narrative references, the clubhouse is a well‑established shared amenity.
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Multiple listings for this building highlight patio and deck-style outdoor areas, frequently using terms like 'lanai,' 'covered lanai,' 'open lanai space,' 'custom front deck,' and 'extra large deck.' At least a dozen separate remarks reference these features, and 18 of 20 MLS entries check the patio/deck amenity, suggesting a consistent, building-wide offering rather than isolated or copy-paste errors.
Listings describe 'walking paths' and 'pathway around for exercise' within the complex, and others note that 'the grounds are great for walking'. Combined with frequent MLS checkbox usage, this indicates dedicated on-site walking/jogging paths are part of the project amenities.
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Remarks from well over 10 listings describe private, enclosed outdoor areas such as 'private yard,' 'large fenced private courtyard,' 'small enclosed private yard area,' 'fully enclosed private backyard,' and 'private landscaped backyard.' Combined with 14 of 20 MLS entries checking the private yard amenity, the evidence shows that this building includes units with true private yard or courtyard spaces that buyers can specifically seek out.
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A listing describes Yacht Club Terrace as including a 'pool and recreation area, car wash and plenty of green space,' indicating a designated recreation space in addition to the pool. With 11 of 20 MLS listings also checking this amenity, the evidence supports a shared recreation area for residents.
Across many detailed descriptions of Yacht Club Terrace amenities (pool, clubhouse, BBQ, playground, walking paths, etc.), there are no explicit references to an indoor recreation or game room. Given the low and inconsistent MLS checkbox usage and the complete absence of specific remarks, it is very likely that there is no dedicated recreation room at this complex.
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Across the 20 listings, at least 8 explicitly reference extra/dedicated storage, including phrases like “storage shed,” “lots of additional storage,” “pull down stairs to a useable attic that gives you lots of additional storage space,” “multiple storage options,” and “2 generous storage sheds.” In addition, 11 of 20 current MLS entries have storage checked in amenities and/or unit features, indicating this is a common, not one-off, feature. This consistent pattern across many listings and agents supports that Yacht Club Terrace offers extra storage areas for its townhomes.
I searched for phrases like 'surfboard storage', 'board storage', and similar but did not find any. Without any mention across many listings, dedicated surfboard storage is unlikely.
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Multiple listings for this building clearly advertise a shared pool amenity, with phrases like 'heated swimming pool,' 'heated saltwater pool,' 'salt-water pool,' and 'the complex features a swimming pool, club house and BBQ areas.' At least 17 separate remarks reference the pool, and current MLS data shows 19/20 listings with pool-related amenities checked. The repetition and detail across many agents and timeframes indicate a well-established common-area pool for residents.
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The community pool is repeatedly described as a heated saltwater/salt-water pool in the public remarks. These consistent, explicit references strongly indicate the pool is salt water.
Evidence strongly supports that Yacht Club Terrace units commonly have in‑unit laundry. Current data shows 19 of 20 listings including washer/dryer, and at least 9 listings explicitly reference a 'laundry room', 'laundry area', or 'Washer Dryer' inside the unit. This aligns with prior high‑confidence assessments and indicates buyers can reasonably expect in‑unit laundry in this building.
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I searched for terms such as 'coin-op', 'coin laundry', 'card-operated laundry', 'laundry fee', and similar but found no mentions. Laundry is only described as part of the units, so paid community laundry is unlikely.
I looked for phrases like 'laundry on each floor', 'community laundry room on every floor', and similar, but found none. All mentions of laundry describe in-unit facilities, so it's likely there is no community laundry on every floor.
All recent MLS listings indicate some type of parking, and multiple remarks describe units with one or more on-site parking stalls. Examples include 'two parking' and 'Parking stalls are side by side right under the stairs to the complex.' This strongly supports that the project provides resident parking as a standard feature.
Prior data already had high confidence that stalls are assigned, and current remarks reinforce this with multiple listings mentioning 'two assigned parking stalls' or similar language. At least six different remarks emphasize assigned, near-unit stalls, suggesting this is a consistent, building-wide parking arrangement rather than an anomaly for a single unit.
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Remarks emphasize assigned and conveniently located stalls, along with guest parking, but do not indicate that stalls are deeded or owned with the unit. In the absence of explicit 'deeded/owned' language, parking is treated as not deeded.
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Searched for 'parking fee', 'monthly parking', 'additional cost for parking', and dollar amounts linked to stalls but found no references. Any parking cost structure beyond standard maintenance fees remains unknown.
Guest parking is prominently advertised in numerous listings, with at least seven different remarks referencing guest stalls or 'a lot of guest parking.' Phrases like '7 guest parking spaces' and 'ample guest parking' indicate dedicated visitor parking is a well-known and valued amenity at Yacht Club Terrace.
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Looked for 'parking waitlist', 'waiting list for parking', or similar terms and found no mentions. Given repeated descriptions of existing assigned stalls, a formal waitlist system is unlikely based on available remarks.
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I searched for terms like 'key card access', 'fob entry', 'card reader', and 'electronic access' but found no references. With no evidence of a card/fob access system, this feature is likely not present.
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I checked for mentions of security patrols or roving guards and found none. The security features described focus on the units and general convenience, suggesting there is no formal security patrol service.
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Multiple independent listings describe units with split AC systems, including statements like 'split air conditioning units', 'split ACs in the kitchen/living area and also in the primary bedroom', and '5 new split AC units.' At least six different units across various layouts and remodels reference split AC, and MLS inclusions also flag ACSPL in several listings. This strongly supports that some units in Yacht Club Terrace have ductless mini-split AC and that the building allows this feature.
MLS inclusions indicate window air conditioning in 9 of 20 current listings, suggesting that at least some units in Yacht Club Terrace have window AC units. Public remarks do not explicitly mention window or wall units, instead emphasizing split and central AC in certain remodeled units, but they also do not contradict the MLS data or suggest a building-wide prohibition. Given this, window AC is included as a building feature with moderate confidence for buyers who specifically seek units with or allowing window units.
Across 20 recent listings for Yacht Club Terrace, just 4 agents marked concrete construction, while the overwhelming majority describe the project in ways consistent with low-rise wood-frame townhomes. No public remarks mention concrete or reinforced concrete construction, suggesting the few CONCRE checkbox entries are likely inconsistent data rather than a defining building characteristic.
Double-wall construction is reported in 19 of 20 recent MLS listings, indicating an almost universal agent consensus. With no remarks suggesting single-wall or other alternatives, double-wall construction is very likely a defining characteristic of Yacht Club Terrace buildings.
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Approximately half of the recent listings (9 of 20) report a slab foundation in the MLS checkboxes, suggesting many units sit on concrete slabs even if some agents omit the detail. While not universally marked, this repeated reporting across multiple listings implies that slab construction is present in the project.
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Wood-frame construction is reported in 17 of 20 recent MLS listings for Yacht Club Terrace, a strong and consistent pattern across multiple agents and timeframes. No remarks or data contradict this, so wood frame is very likely the primary construction type for the project.
Half of the 20 MLS listings explicitly check the above-ground construction box, and none describe basements, underground structures, or podium-style concrete bases. The project is repeatedly characterized as a hillside, walk-up townhome complex with ground-level courtyards and lanais, which aligns with above-ground building practices. While agent checkbox use is somewhat inconsistent, the combination of MLS data and descriptive context supports above-ground construction as likely for this building.
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Searched for 'short-term rental', 'vacation rental', 'NUC', 'TVU', '30-day minimum', or explicit STR permissions or prohibitions and found none. Given the purely residential framing and lack of STR marketing language, short-term rentals are presumed not allowed, but not explicitly confirmed.
Searched for 'hotel rental pool', 'hotel program', 'managed by hotel', and brand names (Hilton, Ritz, Trump, etc.) with no results. The project is consistently presented as a standalone residential townhome complex, not part of hotel operations.
Searched for 'mandatory rental pool', 'required to participate', 'must be in hotel program', or inability to opt out and found nothing. Combined with the lack of any STR/hotel program mention, there is no evidence of a mandatory hotel pool requirement.
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Searched for phrases like 'leasehold', 'land lease', 'lease expires', 'ground lease ends', and any 4-digit expiry year but found none. The only 'lease' reference is a seller leaseback arrangement, so the land lease expiry year remains unknown.
Public remarks repeatedly reference assumable VA loans and explicitly say 'VA Ok'. This strongly indicates the building is approved for VA financing and supports VA-backed mortgages for this project.
None of the remarks discuss the scope of the HOA's insurance coverage or indicate that the building is fully insured (walls-in). Due to this lack of evidence, the building is assumed not to be confirmed as fully insured, with medium confidence.
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Listings reference many upgrades and community features but do not mention any fire/life safety evaluation or passing a related inspection. In the absence of explicit statements, this field is set to false by default, with medium confidence.
Flood zone determined from official FEMA Digital Flood Insurance Rate Map (DFIRM) data using building coordinates, not from agent-reported listing data.
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Several listings explicitly reference ocean or bay views, including phrases like 'ocean...views', 'bay view', 'views of Kaneohe Bay', and 'peek a boo views of Kaneohe Bay'. These descriptions appear across many different units and agents, not as a single copy‑pasted remark, indicating that some units in the project do offer ocean/bay views.
Remarks frequently mention the Ko'olau mountain range and mountain views from lanais and living areas, such as 'stunning mountain views' and 'Kaneohe Bay/Koolau views'. The recurrence of mountain-view language across different units and agents provides strong evidence that mountain views are a defining feature of this complex.
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Agents consistently describe bay, ocean, park, and mountain views but never refer to 'coastline' or 'shoreline' views, even in listings with very detailed view descriptions. Combined with MLS data showing no COASTL view entries, this strongly indicates that coastline views are not a notable or common feature of this complex.
Several units are advertised with 'garden views' from lanais and yards, plus repeated references to private courtyards, fenced patios, and park/greenbelt outlooks. These consistent descriptions across numerous listings confirm that garden-style and landscaped views are common in the project.
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One unit specifically advertises being 'elevated to capture sunset...views', indicating that at least some homes in the complex enjoy sunset exposure. Given the detailed nature of that description, it's strong evidence that sunset views are available in this project, even if not consistently checked in MLS view fields.
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I checked for mentions of 'fireworks', 'Friday night fireworks', or 'watch fireworks from lanai/unit' and found none. In the absence of any reference, a fireworks view from the building is unlikely.
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Across recent MLS data, 18 out of 20 listings include a resident/on-site manager amenity for Yacht Club Terrace, and no remarks indicate that on-site management has been removed. While the public remarks focus on views, layouts, and amenities like the heated saltwater pool, clubhouse, walking paths, and landscaped grounds, this level of consistency in the MLS strongly suggests a resident manager is present. Given the scale and maintenance level of the complex, the evidence supports continuing to treat a resident/on-site manager as a building feature.
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Confidence levels are based on MLS checkbox data and AI analysis of listing remarks. High = strong evidence, Medium = some evidence, Low = limited or conflicting evidence. Buyers should always verify critical details independently.